Best Banks in America - Keep Your Money Secure

Ally Bank

#1 Rank out of 10

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3.5

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Ally Bank is an online-only bank offering competitive deposit accounts, low fees, no minimums, 24/7 customer service and other financial services.

  • interest-bearing
  • checking account with low fees

  • 24hours customer service
  • free reimbursement

Bank of America

#2 Rank out of 10

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3.6

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Bank of America is one of the largest banking and financial services corporations in the United States. The company serves approximately 56 million U.S. consumer and small business relationships.

  • no fees
  • earns interest

  • no monthly maintainence
  • maintain a minimum daily balance

Wells Fargo

#3 Rank out of 10

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3.8

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Wells Fargo offers a full range of banking services, including checking accounts, savings accounts, CDs, money market accounts and mortgages.

  • health plans
  • discounts and savings

  • commuter benefits
  • no overdraft protection transfer fees

Chase

#4 Rank out of 10

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4.2

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Chase is one of the largest banking companies in the U.S. It offers a full range of banking services, including checking accounts, savings accounts, CDs and money market accounts.

  • monthly service free
  • access to 16000 ATMs and more

  • overdraft services
  • mobile apps available

Capital One

#5 Rank out of 10

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3.5

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Capital One is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, focused primarily on consumer and commercial lending and deposit origination.

  • mobile banking options
  • no monthly maintenance fees

  • competitive interest rates
  • strong customer support

PNC Bank

#6 Rank out of 10

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3.9

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PNC Bank offers saving and current account, investment and financial services, online banking, mortgage and non-mortgage loan facilities, as well as issues credit card and business loans.

  • Non-PNC atm fees
  • charges lower monthly checking account fees

  • various banking tools
  • good customer support

US Bank

#7 Rank out of 10

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4

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US Bank offers everything from retail bank services to individuals and businesses, including checking, savings, credit cards, mortgages and loans.

  • reputable
  • long-standing bank

  • earn more interest
  • money exchange option

TD Bank

#8 Rank out of 10

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3.9

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TD Bank is a brick-and-mortar bank with a strong presence in the Eastern U.S. Its account features are solid, and its Convenience Checking account offers a bonus.

  • Convenient branch hours
  • no monthly fee

  • mobile banking app
  • no minimum balance requirement

Citigroup

#9 Rank out of 10

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4.5

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Citigroup provides a range of financial services including consumer banking and credit, corporate and investment banking, securities brokerage, trade and securities services and wealth management.

  • 24/7 customer service
  • perks for high balance customers

  • many fee-free atms
  • convenient access to your money

Bank of Internet USA

#10 Rank out of 10

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4.6

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Experience the benefits of online banking - personal banking services, great mortgage rates, and exceptional customer service.

  • no monthly maintenance
  • overdraft protection available

  • free atm card
  • no minimum deposit

Pick the Best Banks and Online Banks in America that Best Suits Your Needs

BEST BANKS IN AMERICA

A bank basically acts as a middleman, to ensure that people who need money can borrow it and people who have money can store it safely without any worry. Banks also provide financial services such as money management and its right use, currency exchange if you are out somewhere, and safe deposit. There are different kinds of banks including corporate banks, retail banks, commercial. Banks are the backbone and vital to the health of every nation's economy. So, To make it more convenient to select the best bank we have created a list of the top 10 best banks in America.

  • JPMorgan-Chase- it is one of the largest & reputed banks in the country and the sixth-largest in the whole world. Today the company is the result of the 2000 merger of J.P. Morgan and Company and Chase Manhattan Corporation. Services offered by JPMorgan – Chase are like credit cards, financial services, investment advice, and other small business loans.
  • Bank of America - abbreviated as BofA, it is the second-largest institution in the US. It’s among one of the world's leading financial institutions serving individual consumers based on their needs, small and middle-market businesses to boost their work, and large corporations. Making it more detail-oriented and reliable.
  •  Wells Fargo- Talking by the number of branches it has the largest 5,486 out there. It outlines three different business segments Wholesale Banking, Wealth, Community Banking. 
  • Citibank/Citigroup- Citigroup is the holding company for the divisions such as Citibanamex, Citicorp. With over 200 million customer accounts and businesses in more than 160 countries, Citibank is the third-largest banking institute in the US.
  • U.S. Bank – Fifth on the list, U.S. Bank which is part of the U.S. With the headquarters in Minneapolis, the bank mainly operates in the Midwest and West. It has 2,914 domestic branches and counting.
  • Capital One- Originally a pure credit card company Capital One is now expanded into a retail banking operation and provides multiple facilities to its customers which includes: checking and savings services, credit cards, auto loans, and home loans.
  • TD Bank -It stands for Toronto-Dominion is also the combination of several different banks. Over the years, it has gone by the name Portland Savings Bank and now TD Bank. In 2008, it has acquired Commerce Bank and then merged with Canadian TD Bank north to strengthen its workforce.
  • Bank of New York Mellon-it was co-founded in 1784 by the first Secretary of the Treasury, Alexander Hamilton. It is the result of the merging of that firm and T. Mellon and Sons, which was a Pittsburgh institution that financed the steel and fuel industries.
  • State Street- This bank started as a shipping financing firm. Providing its customers with unique services that focus on investment management to overseas institutional investors and global banking services.
  • Pittsburgh- It is a regional financial institution operating mostly on the East Coast. With 2,381 branches in 18 states and Washington, DC PNC stands for both Pittsburgh National Corporation and Providence National Corporation

Advantages of Banks:

If you are stuck and still wondering whether to open a bank account or not so just to move away from your confusion, we are providing you some of the perks of opening a bank account so that it will help you in making a decision.

  • Savings: It builds a habit of setting aside money. There are various types of bank accounts which a customer can choose based on his need. And save according to his or her needs.
  • Liquidity: It provides high liquidity especially when you require a ready pool of money for an emergency purpose or some big occasions.
  • Identity: It provides an identity or authorized face which is recognized by various government institutions.
  • TransparencyThe bank transactions are transparent, and you can keep a track of your transactions through online services and from your Passbook. So, the process becomes streamlined.
  • Safety: The money and other possessions you keep in a bank account are safe and are well regulated by the management. The Money that is kept in your home or on your person can be lost in a disaster, such as a fire, data loss, or stolen.
  • Accessibility: Instead of carrying money with you, having a bank account gives you the option to withdraw that amount of money from a variety of locations using a debit card.

How to choose the best Bank?

Choosing the best bank among the banks could be quite challenging and confusing, so here We’ll take you through some of the considerations that you should keep in mind before choosing the best bank for you.

  • Interest rates
  • Minimum balance criteria
  • Transactions or Service Charges
  • Debit card offers
  • ATM and branch density

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